YG General
Choose your Journey

Your
Life Needs

We take the time to listen and understand what is most important in your world. We are here for you and your family to give you solutions to some of life’s unexpected events and help provide you with peace of mind, knowing that you and your family are covered.
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Health Insurance

This coverage provides for medical expenses, including hospitalization, prescription drugs, and preventive care. It acts as a financial safety net for unexpected medical needs.

Life Insurance

This is a financial arrangement where a policy pays out a sum of money to the beneficiaries upon the death of the insured person. It provides financial protection and support to the loved ones left behind, helping them cope with expenses and maintain their financial well-being.

Trauma Cover

Also known as critical illness insurance provides a lump-sum payment if you’re diagnosed with a specified critical illness or experiences a traumatic event, such as a heart attack, stroke, or cancer. This financial support is designed to help individuals cope with the immediate financial impact of a serious illness or injury, covering medical expenses and other costs during a challenging period.

Income Protection

This cover is a financial safety net that provides individuals with a regular income in case they are unable to work due to illness, injury, or disability. This coverage ensures a steady flow of funds to help cover living expenses and maintain financial stability during periods of incapacity to work.

Business Key person

Key person insurance is a type of life insurance businesses take out on key employees. It provides financial protection to the company if the key employee dies or becomes incapacitated. The policy pays out a benefit to the business, helping cover losses like lost revenue, hiring costs for replacements, and repayment of debts. This insurance is crucial for businesses reliant on key individuals for their success.

Shareholder Buyout

This refers to a situation where one or more shareholders purchase the shares of another shareholder in a company. This can happen for various reasons, such as retirement, disagreement, or a change in the company's ownership structure. The buyout involves the transfer of ownership and often includes negotiations on the terms and valuation of the shares.

Employee Group Insurance

This is an arrangement where a benefit or service is offered to a group of people in an organisation/company. This could include group insurance plans, health schemes, KiwiSaver or other benefits provided to members of a company. Group schemes take advantage of the collective nature of a group to offer more favourable terms or rates compared to individual arrangements such as:
  • Groups insurance plans
  • Group purchasing power
  • Group discounts
  • Employee benefit programs.

Travel & International
Student Insurance

This cover provides financial protection and assistance during trips within New Zealand. It covers a range of unforeseen events, including medical emergencies, trip cancellations, lost baggage, and other travel-related risks. This insurance helps travellers manage unexpected expenses and disruptions while away from home.

KiwiSaver

KiwiSaver is a voluntary retirement savings program in New Zealand where individuals contribute a portion of their income to the KiwiSaver account, with additional contributions from employers (minimum 3% of your salary) and government incentives (maximum of $521/year).

Need some advice
but not sure where to start?

Contact us today for a no-strings, free 30-minute consultation.
Book A Consultation

Need some advice
but not sure where to start?

Contact us today for a no-strings, free 30-minute consultation.
Book A Consultation

Our Clients’ Experiences

 
 
 
 
 
 
 
  
 
 
 
 Sophie Tu 
 
 
 Sophie Tu 
 
2024-03-14
 
 
  
謝謝谷洋專業的建議，清楚解答我對醫療保險的疑問～
  
 
  
 
 
 
 Jason Chai 
 
 
 Jason Chai 
 
2024-03-14
 
 
  
First class service! YG Financial has been really helpful in helping our family with all our insurance advise. Anything from questions, claims to picking the right policies, we know we can always put our trust in them to deliver. Highly recommended!
  
 
  
 
 
 
 Jackie Li 
 
 
 Jackie Li 
 
2024-03-11
 
 
  
What a great team of professionals, provided fantastic service to my whole family. Not only helped us with insurance plans that's tailormade, but also helped up get the most of our claims when time was tough. Can't thank them enough!
  
 
  
 
 
 
 Xuan Tang 
 
 
 Xuan Tang 
 
2023-11-16
 
 
  
Very professional and excellent service. Highly recommended.
  
 
  
 
 
 
 Ruby Wei 
 
 
 Ruby Wei 
 
2023-06-28
 
 
  
YGFS has provided us with their professional advice and services. Absolutely fantastic team to recommend to someone who need a professional team for their insurance 👌👍
  
 
  
 
 
 
 Winnie Wang 
 
 
 Winnie Wang 
 
2023-06-23
 
 
  
YG Insurance has provided me with excellent service and peace of mind. Their customer support is outstanding, guiding me through the enrollment process and addressing all my concerns. Highly recommended!
  
 
  
 
 
 
 Tiffany Yee 
 
 
 Tiffany Yee 
 
2022-10-19
 
 
  
Yang is the insurance superhero for sure! You will never go wrong with him, super knowledgeable and professional, highly recommended.
  
 
  
 
 
 
 Codie Chak 
 
 
 Codie Chak 
 
2022-09-28
 
 
  
谷洋顾问非常专业高效，提供的建议很符合我的切身需求。中英文服务切换自如。保险交给他处理我很安心，非常值得推荐！
  
 
  
 
 
 
 
 
 
 Google rating score: 5.0 of 5, based on 31 reviews
© YG Financial Services 2024 All Rights Reserverd.
Contact Us
09 413 5027A1, 17 Corinthian Drive Albany, Auckland 0632
Po Box 300214, Albany,
Auckland 0752