Your
Life Needs

We take the time to listen and understand what is most important in your world. We are here for you and your family to give you solutions to some of life’s unexpected events and help provide you with peace of mind, knowing that you and your family are covered.

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Health Insurance

This coverage provides for medical expenses, including hospitalization, prescription drugs, and preventive care. It acts as a financial safety net for unexpected medical needs.

Life Insurance

This is a financial arrangement where a policy pays out a sum of money to the beneficiaries upon the death of the insured person. It provides financial protection and support to the loved ones left behind, helping them cope with expenses and maintain their financial well-being.

Trauma Cover

Also known as critical illness insurance provides a lump-sum payment if you’re diagnosed with a specified critical illness or experiences a traumatic event, such as a heart attack, stroke, or cancer. This financial support is designed to help individuals cope with the immediate financial impact of a serious illness or injury, covering medical expenses and other costs during a challenging period.

Income Protection

This cover is a financial safety net that provides individuals with a regular income in case they are unable to work due to illness, injury, or disability. This coverage ensures a steady flow of funds to help cover living expenses and maintain financial stability during periods of incapacity to work.

Business Key person

Key person insurance is a type of life insurance businesses take out on key employees. It provides financial protection to the company if the key employee dies or becomes incapacitated. The policy pays out a benefit to the business, helping cover losses like lost revenue, hiring costs for replacements, and repayment of debts. This insurance is crucial for businesses reliant on key individuals for their success.

Shareholder Buyout

This refers to a situation where one or more shareholders purchase the shares of another shareholder in a company. This can happen for various reasons, such as retirement, disagreement, or a change in the company's ownership structure. The buyout involves the transfer of ownership and often includes negotiations on the terms and valuation of the shares.

Employee Group Insurance

This is an arrangement where a benefit or service is offered to a group of people in an organisation/company. This could include group insurance plans, health schemes, KiwiSaver or other benefits provided to members of a company. Group schemes take advantage of the collective nature of a group to offer more favourable terms or rates compared to individual arrangements such as:

Groups insurance plans
Group purchasing power
Group discounts
Employee benefit programs.

Travel & International
Student Insurance

This cover provides financial protection and assistance during trips within New Zealand. It covers a range of unforeseen events, including medical emergencies, trip cancellations, lost baggage, and other travel-related risks. This insurance helps travellers manage unexpected expenses and disruptions while away from home.

Parent Booster Insurance

This is a specialized travel insurance policy, designed specifically to meet the health insurance requirements for the new Parent Boost Visitor Visa.

Overseas parents can now spend extended time with their children in New Zealand. A key requirement is having acceptable health insurance — and we’re here to help.

Parent Booster Insurance provides cover for emergency medical and cancer treatment, ongoing cancer care if diagnosed in NZ, repatriation support and bereavement cover.

This insurance is tailored to meet visa requirements, which ensures your parents are protected throughout their stay.

KiwiSaver

KiwiSaver is a voluntary retirement savings program in New Zealand where individuals contribute a portion of their income to the KiwiSaver account, with additional contributions from employers (minimum 3.5% of your salary) and government incentives (Maximum of $260.72/year).

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but not sure where to start?

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Need some advice
but not sure where to start?

Book A Consultation

Our Clients’ Experiences

    
 
 
       Posted on Google  
   
   Chris Monnier 
 
 
 
 Trustindex verifies that the original source of the review is Google. Have worked with the team at YG for a while. Lynne, Yang, channel and sunny are all highly knowledgeable, been great to deal with
  
 
      Posted on Google  
   
   mary jiang 
 
 
 
 Trustindex verifies that the original source of the review is Google. Professional, efficient and trustworthy team👍👍👍
  
 
      Posted on Google  
   
   song ee kim 
 
 
 
 Trustindex verifies that the original source of the review is Google. Our family is so happy that we were able to get detailed and suitable insurance that fits our lifestyle from YG. We were so happy and satisfied that the detailed product explanation and kindness helped us plan our family's future.
  
 
      Posted on Google  
   
   Harry Tsui 
 
 
 
 Trustindex verifies that the original source of the review is Google. Yang Gu has been my Insurance Adviser for many years. He looked after all my personal risk policies and gave advice when life evolves. When I started my own business he also helped with Business Insurance and as always dependable and professional. If you needed an independent expert in insurance give him a call.
Harry Tsui
Director HY Mortgages
  
 
      Posted on Google  
   
   Yunmin Park 
 
 
 
 Trustindex verifies that the original source of the review is Google. I'm really happy that I met Yang gu. He was very kind to assist our couple in getting what we need based on our circumstances and budget, and he also gave us all the benefits and drawbacks of what is and isn't necessary. Anyone in need of financial advice or insurance should definitely check it out you will be surprised.
  
 
      Posted on Google  
   
   Sophie Tu 
 
 
 
 Trustindex verifies that the original source of the review is Google. 謝謝谷洋專業的建議，清楚解答我對醫療保險的疑問～

Chris Monnier

Have worked with the team at YG for a while. Lynne, Yang, channel and sunny are all highly knowledgeable, been great to deal with

mary jiang

Professional, efficient and trustworthy team👍👍👍

song ee kim

Our family is so happy that we were able to get detailed and suitable insurance that fits our lifestyle from YG. We were so happy and satisfied that the detailed product explanation and kindness helped us plan our family's future.

Harry Tsui

Yang Gu has been my Insurance Adviser for many years. He looked after all my personal risk policies and gave advice when life evolves. When I started my own business he also helped with Business Insurance and as always dependable and professional. If you needed an independent expert in insurance give him a call. Harry Tsui Director HY Mortgages

Yunmin Park

I'm really happy that I met Yang gu. He was very kind to assist our couple in getting what we need based on our circumstances and budget, and he also gave us all the benefits and drawbacks of what is and isn't necessary. Anyone in need of financial advice or insurance should definitely check it out you will be surprised.

Sophie Tu

謝謝谷洋專業的建議，清楚解答我對醫療保險的疑問～

YourLife Needs

Health Insurance

Life Insurance

Trauma Cover

Income Protection

Business Key person

Shareholder Buyout

Employee Group Insurance

Travel & InternationalStudent Insurance

Parent Booster Insurance

KiwiSaver

Need some advice but not sure where to start?

Need some advice but not sure where to start?

Our Clients’ Experiences

Your
Life Needs

Travel & International
Student Insurance

Need some advice
but not sure where to start?

Need some advice
but not sure where to start?